Your earnest money deposit (EMD) will be held in an escrow account managed by a neutral third party, usually a title company. Don’t worry, this is not an extra fee! Your deposit will be applied toward your down payment or closing costs at settlement.

Home inspections are optional but highly recommended to make sure that the home is in the condition for which it appears. Inspections are typically completed within 1-7 days after going under contract.

The home inspection is crucial for identifying any expensive defects in the property that require attention. Depending on what type of home inspection contingency you have, you can either withdraw from the deal entirely, request the seller to fix the issues, and/or negotiate for seller credits and manage the repairs post-closure.

Once you’re under contract, it's time to finalize your loan application and lock in your interest rate if you haven't done so already. Please pay attention to all requests coming from your lender and respond in a timely manner. Delays in communication can lead to delays in closing!

An appraisal is typically required by your lender to confirm that the home is actually worth the loan amount. The appraisal takes into account factors such as similar property values, the home's age, location, size and condition to determine the current value of the property. There are circumstances where the lender gets an appraisal waiver (ask your lender about this).

Most lenders require both homeowner's insurance and title insurance. Ask us for recommendations on how to find the best rates!

Establish utility services such as electricity, water, gas, and internet under your name. Please have the start date set for your closing date!

At least 3 days before closing, lenders are required to provide you with a Closing Disclosure with your final loan terms and closing costs for you to review. Closing costs for the buyer typically range from 3-6% of the purchase price, which can include transfer/recordation taxes, lender fees, lender's title insurance, settlement fees and more.

Within 24 hours of closing we will do a final walk through of the home before signing the final paperwork. This last step is to verify that no damage has been done to the property since you first went under contract, that any agreed upon repairs have been completed, and that nothing has been wrongfully removed from the home.

• Discuss search criteria and boundaries
• Educate on the home buying process
• Connect with trusted lenders for the best terms
• Activate custom searches and refine search terms

• Advise on timing, seasonality, and search cadence
• Access to legal contracts for offers
• Reach out to colleagues and listing agents for updates on new and off-market listings
• Schedule tours and provide background on each home

• Evaluate homes before, during, and after tours
• Provide expert market value opinions
• Connect with listing agents to assess competition
• Provide comparables for offer strategy
• Explain key offer terms and their nuances

• Provide investment and rental housing advice
• Offer quotes from trusted contractors for necessary work
• Provide real-time data on property offers through Final Offer Channels

• Guide through offer details
• Arrange and attend home inspections, advise on fixes and negotiation
• Explain appraisals and their impact on offers
• Outline seller credits to offset buying costs
• Advocate fiercely during negotiations

• Craft and secure a winning offer
• Provide summary emails, calendar invites, and daily updates
• Connect and coordinate with all relevant parties
• Ensure adherence to contingency deadlines with title companies
• Negotiate appraisal results and protect buyers within deadlines
• Offer ancillary support for lender inquiries

• Assist in resolving title issues
• Schedule final walk-throughs to verify repairs
• Coordinate closing date and time with the title company
• Celebrate buyers' successful purchase